Send money to anyone within Africa in 5 minutes.

Send money to any MoMo, Mpesa, or bank account within Africa in five minutes, for a flat $2 fee.

  • dollar savings
  • daily dollar interest
  • stocks
  • crypto
  • virtual cards
  • cross-border payments
  • best rates
  • cheap & fast

Say goodbye to cross-border payments that get stuck for days

Send and receive money across Africa with ease. Enjoy the best exchange rates and the fastest payouts.

  • Send cash to anyone within Africa

    Send cash to anyone’s bank or mobile money account in less than five minutes. This is as easy, cheap and fast as it gets.

  • Receive money easily

    Receive money from anyone, anywhere in the world with your Deposit Link.

  • Boundless spending

    Create a virtual USD card, and spend freely anywhere Mastercard/Visa debit cards are accepted.

Earn daily in dollars

Saving in weak local currencies erodes your wealth day-in-day-out. Save and earn above average interest that your traditional bank account would be jealous of!

  • Savings Pocket.

    Earn interest on a daily basis. No fees or lock-up.

  • Goals.

    Save towards that apartment, restful vacation, or December enjoyment.

  • Challenges.

    Trip to the Maldives? We got you! Have fun saving towards shared goals with your crew.

  • Vaults.

    Fixed-term savings. Up to 5% annual interest.

Invest like a beginner, earn like a pro

Auto-invest in the top-performing stocks and cryptocurrencies with minimal risk and likelier profit. Start with as little as $1.

  • Own slices of assets you love

    Get access to the best performing stocks and cryptocurrencies, right from your mobile phone.

  • Auto-investing

    Auto-invest in any asset with peace of mind using dollar-cost-averaging.

  • Challenges

    Have fun investing with your crew towards shared goals.

Don't just take our word for it, take theirs



Accrue is an amazing platform that has helped me greatly as a Nigerian studying in Ghana. Every transaction I've done so far has been swift and safe, and I'm just grateful that the money I need gets to me without delay.

Questions? Answers.

  • What can I do on Accrue?

  • How long does it take for me to do a cross-border payment?

  • How many countries are available?

  • Where can I use my Accrue Card?

  • How safe are my funds?

  • Can I withdraw my money instantly?

Got more questions? Check out other FAQs.

Digital assets are not legal tender, and as such are neither backed by any federal government nor NDIC/FDIC insured. While Accrue and its custodial partners make every effort to keep your money safe and covered, please note that any investment entails risk. The information provided by Accrue does not constitute advice or a recommendation to buy, sell, or hold any asset. Past performance of an asset does not guarantee future results or returns. Content, news, research, tools, market data and asset symbols are for educational and illustration purposes only and are not substitutes for professional advice. All information provided is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on this website, our Accrue mobile application or our associated social media pages.

© Accrue Wealth Inc 2024. All rights reserved.

Made with ❤️ in Accra & Lagos. Available 🌍