Open a USD Bank
account in your name &
receive USD instantly

Get the app

Withdraw your USD
directly to your bank or
Momo account

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How to open a USD account
in 5minutes

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1

Tap on Receive USD

open_usd_account_step_two

2

Complete your KYC process

open_usd_account_step_three

3

Your account is ready

Get the app

What our users are saying

@chocmuse

I really like how @useaccrue functions.
@aj_summa1

I love Accrue. Very fast and reliable.
@afrohaze

Visiting some African countries next week, and I am excited that I can spend locally in those countries with @useaccrue.
@olaofph01

I just used my @useaccrue card to purchase a domain on @GoDaddy. Thank you @useaccrue ❤️ You are a gift.
@faroukianoxide

Okay I was sleeping, @useaccrue is incredible 🤯🤯🤯
@ronny_ron03

The app is soo good. I’ll preach it to everyone…Go Accrue!!!

Any questions? >>>

FAQs

What can I do on Accrue?

With Accrue, you can send and receive money across Africa, in minutes. You can create virtual USD cards and fund it with MoMo, MPESA, bank transfer, or stablecoins. You can save in dollars and earn up to 4.5% annual interest.
How long does it take for me to do a cross-border payment?

Most payouts on Accrue complete in less than five minutes.
How many countries are available?

Accrue is available in Ghana, Nigeria, Kenya, South Africa, Cameroon, Uganda, Zambia, and Malawi. We are expanding to more African countries soon and we will keep you updated.
Where can I use my Accrue Card?

You can use your Accrue Card for payments anywhere that Mastercard/Visa debit cards are accepted. This includes popular platforms such as Netflix, Apple, Spotify, Amazon, Google, YouTube, AliExpress, Alibaba, Zara, Fashion Nova, Shein, Play Station Store, Udemy, Gothenburg University, and many more!
How safe are my funds?

Your funds, transactions, and private information are protected by state-of-the-art security technology that powers some of the biggest services in the world.
Can I withdraw my money instantly?

Yes! You can withdraw your money to your bank, mobile money, or M-Pesa account within minutes.

Ready to make money move easier? >>>

Get started with Accrue

Get the app