Terms and Conditions

Effective: October 29, 2025

  • 1. Introduction

    Welcome to Accrue! These “Terms and Conditions” is a legal agreement between you, as a prospective customer of Accrue Wealth Inc., its subsidiaries, and any person or legal entity to whom the rights and/or obligations of Accrue Wealth Inc. have been assigned (hereinafter referred to as “Accrue” “we", "our", or "Company") and shall govern your access to and use of Accrue’s services which include all pages within our website, products, and services (collectively referred to as “the Service”).

  • 2. Definitions and Interpretations

    a. Definitions

    • 1.1.1. “Account” means the account you create on the website or mobile application to access or use our Service.
    • 1.1.2. “Agreement” means these Terms and Conditions.
    • 1.1.3. “Applicable Laws” means all laws, regulations, rules, and guidelines, whether local, national, or international including but not limited to the General Data Protection Regulation (GDPR) (2016/679), and other relevant laws which are applicable to the jurisdiction within which we operate.
    • 1.1.4. “Cashramp Agent” refers to an authorized representative on the Cashramp platform who assists users in conducting transactions such as deposits, withdrawals, and currency conversions.
    • 1.1.5. “Company”, “we,” “us,” or “our” means Accrue Wealth Inc, its subsidiaries, and any person or legal entity to whom the rights and/or obligations of Accrue Wealth Inc. have been assigned.
    • 1.1.6. “Content” means the Service and any content, materials, graphics, audiovisual files, processes and code, features, functionality, and products available on the website.
    • 1.1.7. “Cross-Border Payments” refers to the service provided by us that enables Users to send and receive money across multiple African countries, including but not limited to Ghana, Nigeria, Kenya, South Africa, Cameroon, Uganda, Zambia, Tanzania, and Mali.
    • 1.1.8. “Customers” “User", "you", or "your" means any person or entity that accesses or uses our Service.
    • 1.1.9. “Device” means any electronic device connected to the internet that a person (natural or legal) uses to access our Service. It could be a phone, tablet, computer, or any other device capable of connecting to the internet and accessing our Service.
    • 1.1.10. “Investments” refers to the opportunities on the Platform for Users to invest in stocks and cryptocurrencies.
    • 1.1.11. “Parties” refers to Accrue and the User.
    • 1.1.12. “Personal information” means any information that belongs to any identifiable living person. Such information includes but is not limited to names, telephone numbers, addresses, email addresses, and National Identification Numbers of individuals which makes them easily identifiable.
    • 1.1.13. “Platform” means the online platform we operate, including the website, mobile applications, and any other technology through which our Services are provided.
    • 1.1.14. “Privacy Policy” refers to the document that outlines how Accrue collects, uses, and protects Users' personal information, available on the Platform.
    • 1.1.15. “Savings” means the feature on the Platform that allows users to save in stablecoins and earn interest on their deposits.
    • 1.1.16. “Services” refers to the various financial services provided by us, including but not limited to cross-border payment services, virtual USD card services, savings and interest accounts, and investment opportunities in stocks and cryptocurrencies.
    • 1.1.17. “Stablecoins” refer to cryptocurrencies that are pegged to a stable asset or basket of assets. They can be used on the Platform for savings and payments.
    • 1.1.18. “Third-Party Services” refers to services and content provided by third parties, which may be accessed through the Platform, including payment processors, financial institutions, and other service providers.
    • 1.1.19. “Transaction” refers to any financial operation, including sending or receiving money, funding a virtual USD card, saving in stablecoins, or investing, conducted by the User through the Platform.
    • 1.1.20. “VAT” refers to Value Added Tax, a type of tax applied to goods and services in certain jurisdictions, which may apply to the services provided by Accrue.
    • 1.1.21. “Virtual Card” refers to the digital card provided by Accrue upon user request, enabling Users to conduct online payments in USD. This card can be funded through various payment methods, including MoMo, MPESA, bank transfers, or stablecoins.

    1.2. Interpretation

    • 1.2.1. The headings in these Terms and Conditions are for convenience only and shall not affect the interpretation of any provision.
    • 1.2.2. Words in the singular shall include the plural and vice versa.
    • 1.2.3. Any reference to any gender includes all genders.
    • 1.2.4. References to any statutory provision include a reference to that provision as amended, extended, or re-enacted from time to time.
    • 1.2.5. The words “including,” “includes,” “for example,” and similar expressions shall be construed without limitation to the preceding words.

  • 3. Acceptance of Terms

    By accessing or using the Service, you acknowledge that you have read and understood the following Terms and Conditions, including our Privacy Policy and you agree to be bound by them and to comply with all applicable laws and regulations regarding your use of the Service and you further acknowledge that these Terms and Conditions constitute a binding and enforceable legal contract between you and Accrue Wealth Inc.

    IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT ACCESS OR USE THE SITE AND/OR ANY OF OUR SERVICES.

  • 4. The Service

    • a. Cashramp is an agent network that helps individuals and businesses send and receive payments across Africa in minutes.
    • b. Accrue Card is a virtual card offered by Accrue and it is issued within 24 hours of a customer’s request.
    • c. Savings is a feature offered by Accrue that allows users to save in stablecoins and earn interest on their deposits.
    • d. Investments is a feature offered by Accrue that allows users to invest in cryptocurrencies.
    • e. Cross-Border Payments is a feature offered by Accrue that allows users to send and receive payments across Africa and the US in minutes.

  • 5. Amendment of Terms

    • a. We may update our terms from time to time. We reserve the right and sole discretion to make changes to these terms at any time. It is your responsibility to check this service periodically for changes. Changes to these terms are effective when they are uploaded to our service.
    • b. We will do our best to notify you of any amendments to these Terms that we consider likely to affect your rights and obligations materially. Any such notice will be posted on our website or sent by email to the email address associated with your Accrue Account.
    • c. Following any amendments, continued use of our service means acceptance and agreement to the changes. If you do not agree with any amendments made to these Terms at any time in the future, you must stop using all Accrue services with immediate effect. We will send you newsletters, service announcements, and other relevant information as you use our services. You may wish to unsubscribe from our mailing list.

  • 6. Eligibility

    By registering to use an Accrue Account, you represent and warrant that:

    • a. As an individual, you are at least 18 years old or have attained the required legal age under applicable laws to enter into a legally binding contract.
    • b. As an individual, legal person, or other organization, you have the legal capacity and sufficient authorizations to enter these Terms.
    • c. You will not open, or attempt to open, an Account under any name except your own; or use your Account to carry out transactions on behalf of a third party.
    • d. Your use of our Services will not violate any laws and regulations applicable to you, including but not limited to anti-money laundering, anti-corruption, and counter-terrorist financing.

  • 7. Use of the Service

    Use of the Service includes but is not limited to providing information, engaging in digital currency transactions, including buying and selling of supported digital currency, making submissions, and participating in offers. You undertake to use this Service only as permitted by law. You agree not to undertake the following:

    • i. Reuse, exploit, and misuse any portion of this service.
    • ii. Make any alterations that may interfere with the service provided.
    • iii. Use the service to damage the server and impair the use of the service by other users. Use your Account to carry out transactions on behalf of a third party or open an account using the name and details of a third party.
    • iv. Obtain unauthorized access to a third party’s account or Accrue’s database.
    • v. Illegal and prohibited activities as stated in various applicable laws.

  • 8. Service Availability

    While we will do everything we can to provide continuous operations, we do not provide any warranty about the availability of Accrue’s Site, API, or your Accrue Account. Without limiting the generality of the preceding, we do not guarantee continuous access to our Site or your Account and make no representation that our Site, API, your Account, and/or any products or services offered therein will be available without interruption; or that there will be no delays, failures, errors, omissions or loss of transmitted information.

  • 9. Risk Warning and Indemnity

    • a. Risk Awareness: Trading or holding digital currencies is highly risky due to market volatility. Prices can fluctuate drastically, potentially leading to significant gains or losses.
    • b. Personal Responsibility: It is essential to assess your financial situation and risk tolerance before engaging in digital currency transactions. You are solely responsible for your decision to buy, sell, trade, or hold digital currencies.
    • c. No Financial Advice: Accrue does not provide financial advice related to the use of its platforms or the digital currency transactions conducted on it. Users are expected to make their own informed decisions.
    • d. Protocol Risks: There is a risk that the underlying software protocols of the digital currencies stored in your wallet may change, affecting your holdings. You therefore waive any claim that you may have against Accrue arising therefrom (including in respect of any claim for direct, indirect, consequential, or pecuniary damages). You understand and agree that should a counterparty become insolvent or otherwise fail to deliver any deposited amount; this may impact your investment.

  • 10. Account Information, Verification and Access

    • a. To use our service, you must open and create your personalized Account. You confirm that all information provided to open the account is accurate, and you agree to update your information once a change occurs. You will provide security for transactions carried out through your Account by ensuring sufficient local or digital currency in your account or at least the minimum closing amount.
    • b. In furtherance of our Anti-Money Laundering & Combating the Financing of Terrorism (AML/CFT) Policy, you agree to provide us with requisite information by filling out the Know Your Client (KYC) form. Once the verification procedure has been completed and the KYC form has been filled out, users are granted access to our Service.
    • c. The required information will include but is not limited to the following: name, address, telephone number, e-mail address, date of birth, tax identification number (TIN), valid identification card number, bank verification number, and bank account information (such as the name of the bank, the account type, sort code number, and account number).
    • d. We may be required to submit additional information on your business, provide records to regulators, or require you to meet with our staff in certain circumstances. This process is enhanced due diligence (“EDD”). We reserve the right to charge you for the EDD, and we will notify you of the same where appropriate. While we verify your identity and carry out the EDD, you agree that there may be delays in accessing your account and carrying out transactions. Once the process is complete, your account will run seamlessly.
    • e. As part of the Identity Verification and EDD procedures, we are required to retain certain information even after we have closed and suspended your account, or you have terminated your account. See our privacy and AML/CFT policy for more information. To protect your Account, keep your password and PIN confidential and secure. You are responsible for any activity carried out using our service. Proceeds realized from the sale of your supported digital currency(s) will be credited to your Wallet.
    • f. Accrue reserves the right to, at any time to: (i) Restrict or suspend your Accrue Account when we, in our sole discretion, consider it necessary to carry out further Identity Verification and/or EDD; (ii) Terminate your Accrue Account if you provide, or we suspect you have provided, false information or refuse to provide the information we require for Identity Verification and/or EDD.

  • 11. Retention of Information

    Accrue is mandated to retain certain information and documentation obtained as part of the Identity Verification and EDD procedures. These requirements apply even when you have terminated your relationship with us. We reserve the right to keep such information and documentation for the required period. You accept and agree that the information and documentation you provide to Accrue may be retained by us, including following the closure of your Accrue Account.

  • 12. Cashramp Service

    • a. Cashramp is one of the products available on our website. It is a peer-to-peer agent network that enables Users to make seamless payments across Africa. The Cashramp service helps people earn as much as $150/week with safe and easy access to stablecoins for payments, savings, and investments. Cashramp empowers businesses and individuals across Africa to effortlessly pay and get paid.
    • b. We retain the right to suspend the provision of our services to you: (i) If you do not comply with our terms of use, additional policy or we discover and are investigating suspected misconduct. (ii) If you receive any digital currency and that digital currency is not an Accrue supported Digital Currency.
    • c. By using the Service, you acknowledge and agree to the following: (i) Accrue is not responsible for the operation of the underlying protocols and that Accrue makes no guarantee of their functionality, security, or availability; and (ii) The underlying protocols are subject to sudden changes in operating rules that may materially affect the value, function, and/or even the name of the Digital Currency you store on the Cashramp platform.
    • d. Cashramp provides a wallet exclusively for Agents and Customers can access Cashramp services through a business. (i) Stablecoins deposited into an Agent’s Cashramp Wallet is solely for: 1) Customer deposits, 2) Transfer from one Wallet to another
    • e. We may also allow you to purchase specific goods and/or services from selected third parties using your balance in certain countries. You accept and agree that any such purchase will be subject to these Terms. Proceeds from the sale of supported Digital Currencies will be credited to the Cashramp Wallet, less applicable fees.
    • f. You cannot cancel, reverse, or change any transaction marked as complete or pending. If your payment is not successful or if your payment method has insufficient funds, you authorize us to cancel the transaction at our sole discretion. You are responsible for maintaining an adequate balance and/or sufficient credit limits to avoid overdraft, insufficient funds, or similar fees charged by your payment provider (i.e., your bank).

  • 13. Transaction Instructions

    • a. Accrue processes all transactions according to the instructions received from its users, and we do not guarantee the identity of any user, receiver, requester, or other parties. You should verify all transaction information before submitting instructions to us. A transaction is not complete while it is pending. Funds associated with transactions in a pending state will be designated accordingly and will not be included in your Accrue Account’s available balance or be available to conduct transactions. Accrue may charge network fees to process a Digital Currency transaction on your behalf. Accrue will calculate the network fee at its discretion, although Accrue will always notify you of the network fee at or before the time you authorize the transaction.
    • b. Currency conversions are made to USD stablecoins, such as USDT or USDC, rather than fiat USD. When a customer sends fiat to an agent via bank or mobile transfer, the agent provides the equivalent amount in USDT/USDC, and vice versa.
    • c. Accrue has no control over, or liability for, the delivery, quality, safety, legality or any other aspect of any goods or services that you may purchase or sell to or from a third party (including other users of Accrue’s Services). Accrue does not own or control the underlying software protocols that govern Digital Currencies' operation supported on our platform. In general, the underlying protocols are open source, and anyone can use, copy, modify, and distribute them.
    • d. Accrue will process Transactions according to your instructions.
    • e. You accept and agree that Accrue does not: (i) Guarantee the identity of any user, receiver, or another party to a Transaction. You are solely responsible for ensuring all transaction details are correct, and you should carefully verify all transaction information before submitting transaction instructions to Accrue.
    • f. If you know, suspect, or should reasonably know or suspect that any Local Currency or Digital Currency has been credited to your Wallet (or to any bank account) in error, you must immediately notify Accrue of the error by submitting a ticket through customer care. You accept and agree that you have no claim or entitlement to any Local Currency or Digital Currency received in error and must immediately return such funds in accordance with the instructions received from Accrue.

  • 14. Deposit

    • a. Where your identity has been verified (following the Identity Verification requirements), you may deposit crypto and fiat into your Accrue Wallet by depositing funds through a Cashramp Agent. For fiat transactions, deposits are facilitated through bank or mobile money transfers while Crypto deposits are completed by transferring between wallet addresses.
    • b. For deposits, the Agent receives fiat via bank or mobile transfer and credits the customer in USD, and for withdrawals, the Agent receives USD and transfers the equivalent fiat to the customer’s bank or mobile money account.

  • 15. Withdrawals

    • a. You may withdraw both crypto and fiat. Crypto withdrawals are completed by transferring between wallet addresses. For fiat transactions, withdrawals are facilitated through bank or mobile money transfers by our agents.
    • b. For withdrawals, the Cashramp Agent receives USD and transfers the equivalent fiat to the customer’s bank or mobile money account.
    • c. You agree that we have not provided any guarantee in relation to the withdrawal processing period. We reserve the right to refuse any buy or sell transaction if we suspect that such action is in furtherance of illegal and fraudulent activity or that such action will expose Accrue to risk. We shall not be liable for any delay or non-completion of a buy or sell transaction.

  • 16. Account Security

    • a. Accrue takes security very seriously, and we take internal measures to protect your Accrue Account are explained on the Security page of the Accrue website. However, you are solely responsible for:
    • i. Maintaining adequate security and control over your Accrue Account sign-in details, including but not limited to any passwords, personal identification numbers (PINs), API keys, or any other codes associated with your Accrue Account.
    • ii. Keep your contact details up to date so that you can receive any notices or alerts we may send to you in relation to security.
    • iii. Maintaining security and control over the email mailbox, phone number and two-factor authentication applications or devices associated with your Accrue Account.
    • iv. We shall not be liable for any damage or malfunctions caused by viruses, spyware, or other malware that may affect your device or other equipment. We strongly advise the use of reputable virus screening and prevention software to be updated regularly to combat such viruses.
    • v. Please note the following: (1) SMS and email services are vulnerable, and care should be taken when reviewing messages purporting to originate from us. (2) Enabling any additional security features available to you, including the activation of two-factor authentication on your Accrue account. (3) We will never seek access to your device or account. (4) We will not request your personal identification number (PIN) or other identification code associated with your account.
    • vi. Verify the uncertainty and authenticity of any notice of any purported to be made by Accrue to your account.
    • vii. You are to take steps to secure your account details adequately. We shall not be liable for failure to secure your account details, resulting in unauthorized access to your Accrue Account and/or results in the tampering of local or digital currency kept in your Wallet or any linked bank account(s). You accept that you shall be held responsible for all activities that occur through your account and accept all risks thereof.

  • 17. Restriction, Suspension, Termination

    • a. Accrue reserves the right to restrict, suspend, or terminate your Accrue Account where: (i) We reasonably suspect that your Accrue Account is the subject of an operational or other error, in which case we may suspend access to your account until the error is rectified. (ii) We reasonably suspect that your Accrue Account has been or is being used with any unlawful, fraudulent or Prohibited Activity, or breach of these Terms; (iii) We reasonably suspect that you or your Accrue Account is or has been associated with or poses a high risk of money laundering, financing of terrorism, fraud, or any other financial crime. (iv) We reasonably suspect your involvement in any attempt to gain unauthorized access to any Accrue Account. (v) We reasonably suspect your involvement in any attempt to gain unauthorized access to any Accrue Account. (vi) Your Accrue Account is or appears to be the subject of any legal, regulatory or government process and/or we, in our sole discretion, consider there to be a heightened risk of legal or regulatory non-compliance. (vii) We are compelled to do so by a prima facie valid subpoena, court order, or other binding order of a government or regulatory authority.
    • b. Accrue will make all reasonable efforts to notify you of any decision to restrict, suspend or terminate your Accrue Account unless we are prevented from doing so by any legal or regulatory process or requirement or where doing so may compromise Accrue’s security and/or risk management procedures. You accept and agree that Accrue is under no obligation to disclose to you the fact of or reason for any decision to restrict, suspend, or terminate your Accrue Account. Accrue shall have no liability to you in connection with the restriction, suspension, or termination of your Accrue Account.
    • c. You accept that, once your account is closed: (i) we reserve the right to delete all your account information on our server and the right to retain any information required for legal and operational reasons; (ii) it will not be accessible to you; (iii) we are under no obligation to notify you of or provide you with any digital currency credited to your Account.

  • 18. Notice

    • a. Accrue will provide any notices relating to your account or your use of our service on the service or by mailing them to the email address provided by you. You consent to receive all notices electronically.
    • b. You have the hardware and software to access, receive, and save notices sent to you electronically. All information provided to us is valid and up to date. Any notification sent to the email address provided by you will be deemed received once we send it.

  • 19. Prohibited Activities

    You must not use your Accrue Account to undertake any of the activities or categories of activity set out in this section (each a “Prohibited Activity”):

    • i. Violation of any laws, statutes, ordinances, or regulations. Undertaking, facilitating or supporting criminal activity of any kind, including but not limited to money laundering, terrorist financing, illegal gambling operations, or malicious hacking.
    • ii. Abusive activity, including but not limited to imposing an unreasonable or disproportionately large load on Accrue’s infrastructure or otherwise taking any action that may negatively affect the performance of the Accrue Site or Accrue’s reputation.
    • iii. Attempting to gain unauthorized access to the Accrue Site or any Accrue Account. Transmitting or uploading any material to the Accrue Site that contains viruses, Trojan horses, worms, or any other harmful programs.
    • iv. Transferring your Accrue Account access or rights to your Accrue Account to a third party, unless required by law or with Accrue’s prior consent.
    • v. Fraudulent activity, including but not limited to taking any actions that defraud Accrue or an Accrue customer, or the provision of any false, inaccurate, or misleading information to Accrue.
    • vi. Transactions involving items that may help facilitate or enable illegal activity; promote or facilitate hate, violence, or racial intolerance; are considered obscene, or maybe stolen goods or the proceeds of crime.
    • vii. Intellectual property infringement.
    • viii. Sale or purchase of drugs, narcotics or controlled substances and paraphernalia, pseudo-pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body.
    • ix. Pornography and other obscene materials (including literature, imagery, and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per-view, and adult live chat features.
    • x. Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs.
    • xi. Unfair, predatory, or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers.
    • xii. High-risk businesses: any businesses that we believe pose an elevated financial risk, legal liability, or violate card network or bank policies.
    • b. By opening an Accrue Account, you confirm that you will not use your account to undertake any of the above-listed Prohibited Activities or any similar or related activity.
    • c. Under no circumstances should you attempt to use your Accrue account to store, send, request, or receive currency or Digital Currencies in any form that Accrue does not support. Accrue assumes no responsibility or liability in connection with any attempt to use Accrue Services for a currency that Accrue does not support.

  • 20. Third-Party Sites

    Our Service may contain links to other sites not operated by us. If you click on a third-party link, it may direct you to that third-party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for any third-party sites or services' content, privacy policies, or practices. We do not guarantee the identity of any user or third party.

  • 21. Financial Advice

    No information provided by this service concerning your account provided through any of our platforms shall constitute financial, investment, or other professional advice. You are solely responsible for any decision to load, store, buy, and sell digital currency. Such a decision should consider your risk appetite and financial circumstances. Kindly contact your legal or financial adviser concerning your specific situation.

  • 22. Taxes

    You are solely responsible for determining whether and to what extent any taxes apply to any transactions you carry out through your Accrue Account and for withholding, collecting, reporting, and remitting the correct tax amounts to the appropriate tax authorities.

  • 23. Disclaimers and Warranties

    • a. Accrue expressly disclaims, and you waive, all warranties of any kind, whether express or implied. We make no representations about the accuracy of the historical digital currency data available on the service. Without limiting the generality of the preceding, your Accrue account and any related products or services are offered without any warranty as to merchantability or fitness for any particular purpose.
    • b. We will ensure that all requests are processed on time, but we make no warranties regarding the length of time required to complete processing which depends on factors outside our control.

  • 24. Limitation and Liability

    • a. In no event shall Accrue, its operating entities or any other affiliates (including their respective directors, members, employees or agents) be liable to you for any direct, indirect, special, consequential, exemplary or punitive damages or any other damages of any kind, including but not limited to loss of profit, loss of revenue, loss of business, loss of opportunity, loss of data, whether in contract, tort or otherwise, arising out of or in any way connected with your use of, inability to use, or unavailability of your Accrue Account, including without limitation any damages caused by or resulting from any reliance upon any information received from Accrue, or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from a force majeure event, communications failure, theft, destruction or unauthorised access to Accrue’s records, programmes or services.
    • b. Without limiting the generality of the above, in no event will any liability of Accrue, its operating entities, or any other affiliates (including their respective directors, members, employees, or agents) arise concerning your use of your Accrue Account, exceed (in aggregate) the fees earned by Accrue in connection with your use of your Accrue Account in the six months immediately preceding the event giving rise to the claim for liability.
    • c. The above limitations of liability shall apply to the fullest extent permitted by applicable law.

  • 25. Dispute Resolution

    • a. You and Accrue agree to notify each other in writing of any claim or dispute that arises in relation to the Accrue Site, your Accrue Account, or these Terms within 30 days of such claim or dispute arising. You and Accrue further agree to attempt an amicable resolution of any dispute before bringing a claim to any court or other legal body.
    • b. This Agreement shall be governed by and construed by the laws of the Delaware, United States of America. Parties agree to submit all disputes, claims, or controversies (including non-contractual Disputes, claims, or controversies) arising out of or in connection with these Terms, or the breach, termination, enforcement, or interpretation thereof (together, Disputes), to the exclusive jurisdiction of the courts of Delaware, USA.

  • 26. Entire Agreement

    These Terms constitute the entire agreement and understanding between you and Accrue concerning this subject matter and supersede all prior discussions, agreements, and understandings of any kind between you and Accrue (including but not limited to any prior versions of these Terms).

  • 27. Breach

    Should you suspect that your Account or any of your details have been compromised or you become aware of any fraud or attempted fraud or any other security incident affecting you and/or Accrue. If that happens, you must notify Accrue customer care support immediately by email at help@useaccrue.com and continue to provide accurate information throughout the Breach. You must take the required steps to reduce and report any breach. Accrue will take into account any failure to provide prompt notification of any breach.

  • 28. Account Inactivity

    If you have not accessed your account for a few years and we cannot contact you but hold digital assets on your behalf, we may be required to report and deliver such funds to the relevant authorities as unclaimed money. We reserve the right to deduct a dormancy fee or administrative charges incurred by holding such unclaimed funds.

  • 29. Force Majeure

    Accrue is not liable for a breach or non-performance of the conditions of these terms to the extent that circumstances beyond the control of Accrue cause the breach, its affiliates, employees, or agents, and for the period those circumstances persist.

  • 30. General Provisions

    • a. Nothing in this Agreement shall be deemed or shall cause either you or Accrue to be treated as the agent of each other.
    • b. If any provision of these terms as may be amended periodically is determined to be invalid or unenforceable, in part or whole under any applicable law, this will not affect the validity of any other provision as stated in these terms.
    • c. This agreement is personal to you, and you cannot transfer or assign your rights, interests, or obligations to anyone else. We may transfer or assign our rights licenses, interests, and obligations at any time, including as part of a merger, acquisition, or other corporate restructuring, provided that this transfer or assignment does not materially impact the quality of our Services.
    • d. Accrue will not be held responsible for any claims over any security.
    • e. Clause headings in these terms are for convenience only and shall not govern the meaning or interpretation of any provision.
    • f. These Terms and any information that you or we will provide shall be in English. The translation of these Terms and other documents provided on this Service is for your information.

  • 31. Contact

    If you have any questions about these Terms and Conditions, please contact us at help@useaccrue.com.