SEND MONEYacross africa

Kenny D.

with Kenny D.Accrue Agent

Arrives today — in 5 minutes

  • A student smiling on a phone call outside a campus bookshop
  • A fabrics trader standing in front of her market stall at sunset
  • A traveller looking through binoculars against a sunset sky

Instant transfers. Powered by 16,000 verified agents

It's how 400,000 people on the app move money across Africa.

  • Kenny D.

    Accrue Agent

    Kenny D.

    4.9

    Kenny D.

    • Ogu A.

      Super Fast My WhatsApp number AUSTINANA : +2348066651739

    • Precious S.

      Wow,, so fast and reliable 🤗 thanks a lot.

    • David M.

      Fast transaction, the best!

  • Obinna U.

    Accrue Agent

    4.9

    Obinna U.

    • Prince O.

      I'm sorry if I'm been rude, just that I feel like the delay in performing transactions can be reduced.

    • Ogu A.

      Quantum Speed, SUPER FAST, just like the SPEED OF LIGHT My WhatsApp Number: +2348066651739

    • Enoch T.

      Damnnn, that was fasttt. Bro didn't even let me breath after placing order.

  • Gloria K.

    Accrue Agent

    Gloria K.

    4.9

    Gloria K.

    • Humphrey M.

      Excellent service, fast and efficient.

    • Godwin K.

      Very efficient and the best♥️

    • Peter N.

      All time secured transaction

  • Andrew G.

    Accrue Agent

    Andrew G.

    5.0

    Andrew G.

    • Marcus M.

      Reliable, quick and trusted

    • Abdulazeez Y.

      Very fast and swift ...

    • Charles K.

      Best agent ever met

  • Abdulaziz A.

    Accrue Agent

    Abdulaziz A.

    5.0

    Abdulaziz A.

    • Martins V.

      I have made the payment

    • Caleb K.

      So fast and impressive

    • Prince E.

      I have sent the money

Accrue agents are bound by our escrow policy. We hold and disburse their funds to help you process transactions faster and cheaper.

Backed by the best

  • Lattice
  • Maven11
  • Lava
  • Alliance

INTRA-AFRICAN PAYMENT

Pay across 14+ African countries, in a flash!

  • Low cost
  • No hidden fees
  • 3 easy steps

You send NGN

Recipient gets GHS

Arrives Today

~ 5m

*Showing real time average speed from all our agents settlement

Join over 400,000 people who trust Accrue

  • She’s in Nigeria but she easily receives money from her brother in South Africa.

    Christine 🇳🇬

    She’s in Nigeria but she easily receives money from her brother in South Africa.

  • She's in Ghana but she easily pays her Nigerian supplier.

    Abena 🇨🇲

    She's in Ghana but she easily pays her Nigerian supplier.

  • He was able to settle his trip fares in Cameroon without stress.

    Shola 🇳🇬

    He was able to settle his trip fares in Cameroon without stress.

What people are
saying about Accrue

  • Achalugo

    @_MsLinda

    If you're traveling or need to send money within Africa, use @useaccrue. I used them to send CFA to my Senegalese tour guide via Wave Mobile Money.

  • David Hundeyin

    @DavidHundeyin

    Shout out to @useaccrue anyway. Since I left Nigeria 5 years ago, this is the only app (out of dozens) promising "pan-African cross-border payments" that bloody works.

  • @afrohaze

    Tourist

    Visiting some African countries next week, and I am excited that I can spend locally in those countries with @useaccrue.

  • PaPa J

    @joshweltt

    Need a reliable virtual dollar card for online shopping? Look no further! @useaccrue is the way to go. Perfect for international transactions and online shopping.

  • Olaofph01

    Writer

    I just used my @useaccrue card to purchase a domain on @GoDaddy. Thank you @useaccrue ❤️ You are a gift.

  • Big Nenz

    @AdoraNwodo

    I'm excited about the fact that @useaccrue now lets users send money across Nigeria, Ghana, and Kenya in less than 5 minutes. It's a pretty valuable feature. No more tears 🥲

  • @faroukianoxide

    Software Engineer

    Okay I was sleeping, @useaccrue is incredible 🤯🤯🤯

  • @ChocMuse

    Freelancer

    I really love how @useaccrue functions.

  • Adesuwa Omoruyi

    @Adesuwa_omoruyi

    When I visit other African countries, @useaccrue helps me pay directly into the bank and MoMo accounts of locals. I never have to source cash or deal with exchange rate wahala.

  • 4.5 ★Apple and Play Store rating
    rating
  • 4K+App store and Play store reviews
    reviews
  • 900K+social reviews social reviews
  • 14+countries supported countries
  • 24/7human support human support

Beyond Africa

  • Virtual USD Cards

    Shop online without worry anywhere VISA is accepted

  • EUR Account

    Send and receive euros via SEPA account

  • USD Account

    Send and receive dollars via ACH account

  • Dollar Savings

    Save smarter with interest up to 2.7% APY

  • Crewtags

    Pay or request from another Accrue user instantly for free.

  • Deposit Links

    Receive money from anyone not on Accrue

Receive dollars and euros, like you live there

  • Personal US & EUR bank account

    Personal US & EUR bank account

    A real account number in your name. Accept ACH, wire, and direct payroll deposits from US employers and platforms.

  • Withdraw your USD directly to your bank or MoMo account

    Withdraw your USD directly to your bank or MoMo account

    Receive euros from clients, freelance platforms, or employers across the EU — no middlemen, no surprises.

  • Shop online, worry free with your Accrue Card

    • Tap to pay

      Tap to pay

      Add to your Wallet and tap to pay or pay online anywhere VISA is accepted, including Apple

    • Make it yours

      Make it yours

      Customize your card to match your taste and identity

    • Take control of your subscriptions

      Take control of your subscriptions

      Freeze your card at any time. One place. One click.

    Earn daily in dollars on your savings

    • Earn up to 2.7% annual interest

      Earn higher interest on your target savings. Paid daily.

    • Control your commitments with pockets

      Withdraw anytime from your flexible pockets to fund regular expenses.

    • Trip to Dubai

      Save with friends

      Join a challenge pocket or start a shared goal pocket with your friends.

    • Auto-route your inflows

      Set up rules to automatically save portions of your inflows.

    More ways to pay and get paid

    • Crewtags

      Crewtags

      Send money from your account to your @friend's Accrue account instantly and for free!

    • Deposit Links

      Deposit Links

      Share your Deposit Link to get paid by anyone, even if they don't use Accrue.

    As seen on the internet

    • TechCrunch
    • Fintech Brainfood
    • TechCabal
    • Techpoint Africa
    • a16z
    • Disrupt Africa
    • MariBlock

    Frequently asked questions