Send and receive money across Africa and the US

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🇿🇦 Student in WITS
🇬🇭 Sister in Accra
🇳🇬 Fashion designer in Enugu
🇰🇪 Software engineer in Rongai
🇿🇦 Influencer in Cape Town
🇿🇲 Loved one in Lusaka
🇨🇲 Family friend in Douala
🇺🇬 Gig worker in Kinshasa
🇳🇬 UX Designer in Lagos

You send

Recipient receives

Send money to anyone across Africa.

Simple
Payout in under 5 mins to any bank, MoMo or M-Pesa.

Fast
Enjoy the best rates and lowest fees.

Affordable

Trusted by 200,000+ people across Africa

4.4-star rating and hundreds of glowing reviews.
Around-the-clock support, here for you anytime.
Trusted and loved by users across the continent.

@chocmuse

I really like how @useaccrue functions.
@aj_summa1

I love Accrue. Very fast and reliable.
@afrohaze

Visiting some African countries next week, and I am excited that I can spend locally in those countries with @useaccrue.
@olaofph01

I just used my @useaccrue card to purchase a domain on @GoDaddy. Thank you @useaccrue ❤️ You are a gift.
@faroukianoxide

Okay I was sleeping, @useaccrue is incredible 🤯🤯🤯
@ronny_ron03

The app is soo good. I’ll preach it to everyone…Go Accrue!!!

Backed by the best

Send Dollars >>>

Seamless payments to and from the US

Receive ACH payments with your Accrue USD account.

Spend globally >>>

Shop online, worry-free with your Accrue Card

Request your virtual dollar card in minutes
Spend safely online with your Mastercard
Customize your card to match your taste

Save smarter >>>

Earn daily in dollars on your savings. Up to 4.5% p.a.

Savings Pocket

Earn interest on a daily basis. No fees or lock-up.
Goals

Save towards a goal and earn interest day-in-day-out.
Challenges

Have fun saving towards shared goals with your crew.
Vault

Fixed-term savings. Up to 4.5% annual interest.

Send & receive money >>>

Instant transfers to/from your crew

Crewtag

Send money from your account to your @friend's Accrue account instantly and for free!
Deposit Link

Share your Deposit Link to get paid by anyone, even if they don't use Accrue.

Any questions? >>>

FAQs

What can I do on Accrue?

With Accrue, you can send and receive money across Africa, in minutes. You can create virtual USD cards and fund it with MoMo, MPESA, bank transfer, or stablecoins. You can save in dollars and earn up to 4.5% annual interest.
How long does it take for me to do a cross-border payment?

Most payouts on Accrue complete in less than five minutes.
How many countries are available?

Accrue is available in Ghana, Nigeria, Kenya, South Africa, Cameroon, Uganda, Zambia, and Malawi. We are expanding to more African countries soon and we will keep you updated.
Where can I use my Accrue Card?

You can use your Accrue Card for payments anywhere that Mastercard/Visa debit cards are accepted. This includes popular platforms such as Netflix, Apple, Spotify, Amazon, Google, YouTube, AliExpress, Alibaba, Zara, Fashion Nova, Shein, Play Station Store, Udemy, Gothenburg University, and many more!
How safe are my funds?

Your funds, transactions, and private information are protected by state-of-the-art security technology that powers some of the biggest services in the world.
Can I withdraw my money instantly?

Yes! You can withdraw your money to your bank, mobile money, or M-Pesa account within minutes.

Move money across borders >>>

Accrue works across Africa and beyond

Ready to make money move easier? >>>

Get started with Accrue

Get the app